Report a scam to Netsafe.org.nz (external link) or 0508 638 723. They will direct you to the organisation best able to investigate or advise you on various types of scams or frauds.
Scammers target lots of people, often for small amounts of money. Most scams come from overseas. But they may pretend to be locally based, from a reputable company, bank or government agency, or even from your friends on social media if they’ve hacked into your account. It is very difficult to get your money back once it is sent overseas.
To protect yourself, be informed and be on the alert for warning signs.