You also need to have full disclosure from your lender, and to fully understand your credit contract. Lenders have to act responsibly and make sure you are able to take on and service any debt.

Read on to understand your legal rights and how to protect yourself from taking on too much risk.

  • Banking

    What you need to know about banking services including credit cards, cheques, direct debits and...
  • Mortgages

    Your rights as a borrower with a mortgage, and different types of mortgages that are...
  • Getting financial advice

    What you need to know before getting financial advice, and knowing your rights if you...
  • Loans and credit

    Understanding loans, credit contracts, terms and your rights.
  • Debt and debt collection

    Find out more about managing your debts, and your rights.