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                What to do if it's hard to repay loans, credit contracts, fines, and other debt.…
            
        
    
 
            
        
            
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                Your options when debt collectors act on overdue debt from loans, credit contracts or fines.
            
        
    
 
            
        
            
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                Banks and other lenders can charge fees. What's fair and when do common fees apply?
            
        
    
 
            
        
            
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                How credit scores work, the impact of bad credit, and how to improve your score.
            
        
    
 
            
        
            
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                Secured and payday loans, guarantors, and overdrafts. Understand the best credit options for you.
            
        
    
 
            
        
            
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                Your rights and choices in this common and complicated financial arrangement, and what to do…
            
        
    
 
            
        
            
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                A guarantor repays someone's debts if they don't pay. It's risky, so know your rights.
            
        
    
 
            
        
            
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                If you're in serious debt and cannot meet your repayments, insolvency can be an option.…
            
        
    
 
            
        
            
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                Loan documents set out rules you and your lender must follow until money is repaid…
            
        
    
 
            
        
            
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                Rules banks and other lenders must follow to make sure loans and credit are affordable…